Investing for Canadians
Navigate the unique landscape of Canadian finance, from maximizing your TFSA to building a low-cost portfolio that beats the big banks.
Like Duolingo, but for Investing for Canadians. Tomo turns the whole topic into a game you play five minutes a day, until it actually sticks.
83 levels across 9 sections, about 166 minutes end to end, roughly 33 days at five minutes a day. It moves through Your First $100, The Canadian Tax Advantage, What You're Actually Buying, Choosing Your Platform, Designing Your Portfolio, The Costs of Investing, Staying the Course, Advanced Beginner Concepts, and The Big Picture. It starts from scratch.
Free forever · No credit card · iPhone & Android

Key ideas in Investing for Canadians
- Investing involves owning assets like stocks or bonds that generate value independently of your working hours
- Starting early in Canada allows more decades for compound growth to multiply the initial principal
- Cash in a standard bank account loses purchasing power over time due to inflation
- The fundamental definition of investing as asset growth versus active labor
- Time is a more powerful multiplier than the raw dollar amount contributed later in life
- The mathematical advantage of time over capital size
- Canadian investments allow your money to compound and grow while you are not actively managing it
- Waiting to invest requires significantly higher monthly contributions to achieve the same end goal
- Automation removes decision fatigue
- TFSA tax-free growth
- Investing vs active labor
- RRSP reduces taxable income
- PACs ensure you pay yourself first
- FHSA for home ownership
- Advantage of time over capital
- Consistency through automation
You've tried the other tabs
Thirty open tabs. Four facts you actually kept.
You watched. You nodded. By Sunday it was gone.
One answer, then back to scrolling.
Eight weeks. You meant to finish. You didn't.
Tomo gives Investing for Canadians the Duolingo treatment: levels, streaks, and quick quizzes that test what you just learned. That game loop is what the tabs above never had, so it's the one you actually finish.
Here's what playing it feels like
A real question from this course. Take your best guess.
Why is it a great idea for someone in Canada to start investing when they are very young?
Get it right to open this lesson and 82 more in the app.
How to learn Investing for Canadians, step by step
Go in order. 83 short levels across 9 sections, about 2 hours 46 minutes in all, five minutes a day.
- 1
Your First $100
- The Quick Start Guide
- 2
The Canadian Tax Advantage
- The TFSA: Canada's Best Gift
- The RRSP: Investing for Future-You
- FHSA: The First Home Savings Account
- 3
What You're Actually Buying
- Stocks: Owning the Economy
- Bonds: Lending for Interest
- ETFs: The Modern Basket
- 4
Choosing Your Platform
- Robo-Advisors: Hands-Off Growth
- Discount Brokerages: Taking Control
- The Big Banks vs. The New Guard
- 5
Designing Your Portfolio
- Risk Tolerance and Time Horizons
- Diversification and Home Bias
- 6
The Costs of Investing
- MERs: The Silent Profit Killers
- Foreign Exchange and US Stocks
- 7
Staying the Course
- Market Volatility and Psychology
- Rebalancing Your Portfolio
- The Power of Compounding
- 8
Advanced Beginner Concepts
- Dividend Investing and DRIPs
- Taxable (Non-Registered) Accounts
- 9
The Big Picture
- Inflation and the Bank of Canada
- The Canadian Economic Landscape
9 sections · 21 units · 83 levels. Built to play, not to enroll.
Questions about Investing for Canadians
How do I learn Investing for Canadians?
Go in order: start with Your First $100, then The Canadian Tax Advantage, then What You're Actually Buying, then Choosing Your Platform, and 5 more sections after that. On Tomo that's 83 short levels, about 2 hours 46 minutes in all, played five minutes a day. Start free and play the first level in under a minute.
Is there a Duolingo-style app for Investing for Canadians?
Yes. Tomo works like Duolingo: short daily lessons, streaks and quick quizzes. Investing for Canadians is one of its free courses, and you can type any other topic to get a course of your own.
Is the Investing for Canadians course free?
Yes. Investing for Canadians is playable on Tomo's free plan, which doesn't expire. No credit card, no waitlist. Download the app and start your first lesson.
How long does it take to learn Investing for Canadians?
83 levels across 9 sections, about 2 hours 46 minutes of play in total. It's built for five minutes a day, so you finish it a little at a time instead of all at once.
Do I need any background to start Investing for Canadians?
No. It's pitched at a beginner level, so it starts where you are and builds up. If you can tap a phone, you can start.
Tomo is in ChatGPT
Tomo is also a ChatGPT plugin: the same playable courses, built and played inside your chat.
Add Tomo to ChatGPT- What to ask
- “Make me a Tomo course on black holes.” “Turn this chat into a Tomo course.”
- What you get
- Quick questions with instant feedback, hearts and stars, ready to play in about a minute.
- Where it goes
- No sign-up to start. Connect your Tomo account and your streak carries on in the app.
You pick the voice
Investing for Canadians is taught in the Explain Like I'm 5 style: no big words. promise.. Want a different feel? In the app you can spin up the same topic in any of Tomo's teaching styles. Same facts, totally different vibe.
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Start Investing for Canadians today.
Download Tomo, search Investing for Canadians, and play your first lesson in under a minute.